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Views: 6198 AllThingsMathematics
Lease or buy? It's a common question I get, let's go over what might be the better option for YOU! Subscribe here: http://bit.ly/autovlog Follow us on Social Media: Instagram: http://instagram.com/autovlog “Like” the Facebook page: http://facebook.com/autovlog Twitter: http://twitter.com/autovlog Where to send me stuff: Po Box 13070 Pittsburgh, Pa - 15243 AutoVlog Clothing! https://teespring.com/autovlog
Views: 736623 AutoVlog
Here’s a common questions I’m asked…is it better to lease or buy a car, and which one is a financially better move? I’ve done both, and these are my thoughts as to which one is better - enjoy! Add me on Snapchat/Instagram: GPStephan The short answer is that it really depends on your situation and how long you plan to keep the car, but I’ll describe the pros and cons of each and what might work best with you. Lets start with owning and buying a car. First of all, you can buy pretty much whatever car you want, unlike leasing where it’s almost always a new or newer car. Generally, unless you just buy your car outright in cash, you’ll end up financing the car. This is when you take the cost of the car, minus your down payment, and get a loan which you’ll pay off over a specific period of time - the most common being 48-72 months. And then you’ll also pay whatever state sales tax is on top of your purchase. Factor all that in…and then once you pay off your loan, congratulations - you own the car free and clear. And then when you go to sell it, you’ll get whatever price the car is worth - minus whatever you might still owe on the car. However, a few drawbacks of this - unless under warranty, you’ll generally be responsible for maintenance and wear and tear items during your ownership, especially on an older car, and this can add to the cost…you’ll also need to pay sales tax on the purchase price upfront…and totally separate from that, your monthly payments tend to be higher with owning than with leasing. Leasing generally works best if you’re the type of person who always wants to have a newer car every few years. If you plan to get one car and drive it forever to the ground… don’t lease your car. But depending on how long you plan to keep the car, leasing could actually save you money. With leasing, you’ll generally be leasing a brand new or newer car. You’ll usually have a down payment and then generally you’ll have a 24-36 month term where you have a fixed monthly payment, along with a set number of miles you can drive each year. You’ll need to return the car with your set amount of miles or less or risk paying fees and penalties. Now when you lease a car, you’re not paying the full amount of sales tax upfront - which can save you a TON of money. The lease price is determined but the depreciation the car is going to see during ownership, plus some finance charges. You’re basically just paying a monthly amount of the depreciation, rather than the entire cost of the car. Therefore, with leases, you’ll generally pay LESS per month to drive the car because your financing only the deprecation…not the entire thing like when owning a car. With a lot of leases, too, maintenance is often covered…so you can pretty much just pay a set monthly price and not have to worry about normal wear and tear/maintenance costs that come up. And when the lease is done, you don’t have the hassle of needing to sell it…you just turn it back and you’re done. So here’s my thoughts. Both leasing and owning have their own advantages and disadvantages, and what makes one better than the other is dependent on your situation. If you plan to keep your car more than 5 years or so…it’s almost always better to buy the car. Whether you buy a brand new car or an old used one, the longer you plan to keep the car, the more it starts making sense to buy it. But if you’re like me and you want the privilege of owning a new car every few years… it’s cheaper just to lease it - it means I pay less per month since I’m only paying for the depreciation, I don’t need to pay sales tax on the entire cost of the car - only on my monthly payment, and I can simply swap it out when the lease is done to get a new one. Ideally, for most people out there who just need a car to get from A to B…the BEST option is to buy a car that’s 3-5 years old and has already hit most of its depreciation. After about 5 years, most cars depreciate at a much, much slower pace - so buying a car like this and keeping it forever would be the most financially “sane” thing to do. Then just finance it at a low interest rate, re-invest whatever money you would’ve spent on the car, and hold it. Then when the car falls apart and you can’t drive it anymore, do it again. For business inquiries or one-on-one real estate investing/real estate agent consulting or coaching, you can reach me at [email protected] Suggested reading: The Millionaire Real Estate Agent: http://goo.gl/TPTSVC Your money or your life: https://goo.gl/fmlaJR The Millionaire Real Estate Investor: https://goo.gl/sV9xtl How to Win Friends and Influence People: https://goo.gl/1f3Meq Think and grow rich: https://goo.gl/SSKlyu Awaken the giant within: https://goo.gl/niIAEI The Book on Rental Property Investing: https://goo.gl/qtJqFq Favorite Credit Cards: Chase Sapphire Reserve - https://goo.gl/sT68EC American Express Platinum - https://goo.gl/C9n4e3
Views: 170705 Graham Stephan
Get FREE Audiobooks and 2 Audible Originals (and support this channel!) with a 30-day Free Trial of Audible: https://amzn.to/2zEFqhT Is it better to buy a car or to lease it? Subscribe for weekly finance videos: https://www.youtube.com/channel/UCbsDR27rGCFdDKQVRl_tgEQ?sub_confirmation=1 Obviously, the answer to that question depends partially on your preferences, but in today's video I try to lay out some of the most common pros and cons to leasing and buying cars to help you come to your own conclusion. Today we discuss leasing vs buying a car. If you enjoyed this video you can check out some of my other videos at the links below! All of my Personal Finance Videos: https://goo.gl/XW5U3k All of my Debt Videos: https://goo.gl/7dfc9N All of my Retirement Videos: https://goo.gl/4ycETj All of my Investing and Stock Market Videos: https://goo.gl/Hcujbh All of my Budgeting Videos: https://goo.gl/VQKAb6 -~-~~-~~~-~~-~- Please watch: "The Budget That Pays You First | Reverse Budget Explained | Budgeting For Beginners" https://www.youtube.com/watch?v=6RmnUXnBc_g -~-~~-~~~-~~-~-
Views: 91208 Next Level Life
Leasing vs. Buying a Car, which is better? Visit the Dave Ramsey store today for resources to help you take control of your money! https://goo.gl/gEv6Tj Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 438273 The Dave Ramsey Show
Shows how to analyze the total cost of leasing versus buying, using Excel 2010. Follow us on twitter: https://twitter.com/codible Some good books on Excel and Finance: Financial Modeling - by Benninga: http://amzn.to/2tByGQ2 Principles of Finance with Excel - by Benninga: http://amzn.to/2uaCyo6
Views: 68583 Codible
A discerning buyer wants to understand their options, like leasing vs financing. What is the best option for your financial well-being? It starts with understanding the benefits of each option. See for yourself what the best option is for you. Visit us at mynextaudi.ca for more details.
Views: 5567 Audi Canada
To Lease or To Finance: That is the Question! When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing. On the surface, the differences between leasing and buying a vehicle seem fairly straightforward. Leasing a car means you’ll usually have access to a new set of wheels every few years; buying it likely means that you plan to drive the same car for a much longer period of time. Leasing usually includes a warranty that covers most of your repairs; buying means accepting larger repair costs, which are inevitable as the car ages. Leasing agreements can limit your mileage and your ability to customize your ride; buying means you can put as many miles as you want on the car and customize it however you’d like. Looking only at the comparisons above, you might conclude that buying a car is a more practical and economical option than leasing a car—but if that’s really the case, why are monthly lease payments so much lower (often 40% lower!) than monthly loan payments? Why is leasing considered more expensive in the long term if you’re paying less on a month-to-month basis? To answer these questions, let’s take a look at the concept of depreciation. Depreciation means a loss of value over time. New cars are a textbook example—you’ve likely heard that a car loses thousands of dollars in value the moment you drive it off the lot. That’s accurate, and that’s depreciation at work (and yes, it can be kind of depressing). All cars depreciate in value over time, but the steepest drop happens in the first three to five years, as you can see below: • Brand new to 5 years old—the car depreciates by 15% to 20% of its value each year • From 5 years to 10 years—the rate of depreciation slows slightly to 10% to 15% of its value each year • 10+ years—the rate of depreciation tends to level out to less than 5% a year. By this time, the car is usually worth less than one-fifth of its retail price! Depreciation takes its toll on the value of every vehicle. However, your decision to lease or buy will have an effect on how that depreciation influences your finances. When you finance a car, you own it once you pay off the loan. This means that you personally take the hit on its depreciation, but it also means you also “own” its residual value. Although that value depreciates over time, if there comes a time when you’re ready to sell it or trade it in, you get the benefit of that resale or trade-in value. By contrast, when you lease a car, you never actually own it. The company that leases the car to you is responsible for selling the car once you’ve completed your lease term. The leasing company also ultimately deals with the car’s depreciation in value. You get to drive a brand new car without needing to think about its loss in value. That sounds pretty great, right? In reality, even though the leasing company deals with the eventual sale of the car, you’re the one who makes up for its loss in value through your monthly payments. That payment includes an estimate of how much the car will depreciate by the time your term is up. Monthly payments are lower because you’re not paying for the entire car—you’re just paying for how much the car will depreciate in those few years that you’re driving it (a period of time when, coincidentally, the car depreciates the most). When you finance a car, the monthly payments are higher because you are paying for the entire car, plus interest on the loan. When you pay the loan back, your monthly payments stop (unlike leasing payments, which continue as long as you’re still leasing) and even though your car will have depreciated in value by that point, you will own the remaining value. As with any major financial decision, there are also other factors that come into play. You need to be realistic about your budget and honest about your lifestyle, and you need to figure out what’s most important to you as a new car owner. How comfortable are you with the limitations set by a lease agreement? How prepared are you to pay for eventual car repairs? Will driving a new car every two to three years be worth thousands of dollars more in the long run? To some people, it might be—it all depends on a combination of your personal needs and preferences.
Views: 24533 Kalsee Credit Union
After determining the right vehicle which suits all of your needs, it's helpful to consider whether leasing or financing makes most sense for you. This is a lifestyle question as well as an economic question and we're trying to make it a bit easier to make that decision.
Views: 52462 Parkway Motors
Buying a new car? Should you lease or finance? What about buying used? Are warranties worth it? Car Help Canada's Mohamed Bouchama and Shari Prymak answer your questions about getting the best vehicle for a good deal. We also went undercover at 10 car dealerships to find out what they’re saying about car financing. Watch that here: https://youtu.be/l6WSoijb8cY »»» Subscribe to CBC News to watch more videos: http://bit.ly/1RreYWS Connect with CBC News Online: For breaking news, video, audio and in-depth coverage: http://bit.ly/1Z0m6iX Find CBC News on Facebook: http://bit.ly/1WjG36m Follow CBC News on Twitter: http://bit.ly/1sA5P9H For breaking news on Twitter: http://bit.ly/1WjDyks Follow CBC News on Instagram: http://bit.ly/1Z0iE7O Download the CBC News app for iOS: http://apple.co/25mpsUz Download the CBC News app for Android: http://bit.ly/1XxuozZ »»»»»»»»»»»»»»»»»» For more than 75 years, CBC News has been the source Canadians turn to, to keep them informed about their communities, their country and their world. Through regional and national programming on multiple platforms, including CBC Television, CBC News Network, CBC Radio, CBCNews.ca, mobile and on-demand, CBC News and its internationally recognized team of award-winning journalists deliver the breaking stories, the issues, the analyses and the personalities that matter to Canadians.
Views: 144008 CBC News
The topic of car finance has been addressed before, but I don't know why people haven't given any real advice or reference to exact figures. So here is my tips and advice on car finance. Please remember to like and subscribe!! Thanks BOOK NOW: Come to a property seminar or trading workshop I host by clicking the link below. You can attend in person or live from anywhere in the world: https://theproperty.academy Or https://www.thetraderacademy.com Follow me on: Instagram - @anishvin https://www.instagram.com/anishvin/?hl=en Twitter - @anish_vin https://twitter.com/anish_vin?lang=en Facebook - @anishvin_official https://en-gb.facebook.com/anishvinofficial/ Snapchat: anishvinayak https://www.snapchat.com/add/anishvinayak Filmed by: @blue_marling (Instagram) https://www.instagram.com/blue_marling
Views: 221999 Anishvin
I have bought, rented, or leased real estate and on cars I either buy or lease. It all depends on your tax situation and how well you can invest your capital other places
Views: 248552 Tai Lopez
Leasing - also known as Personal Contract Hire, or PCH - is the ideal way for some drivers to get their hands on a brand new car. To help you understand the ins-and-outs of the process, and how it could work for you, I talk through the top 10 things you need to know about PCH. Subscribe to carwow on youtube – http://www.youtube.com/c/Carwow?sub_confirmation=1 Awkward haggling is a thing of the past with carwow. Choose your perfect car with our configurator tool and let the country’s best dealers compete over you. Compare the five best offers by price, location and dealer ratings and choose the one that’s right for you – no hassle, no haggling, just a great deal. Visit our site to save money on your new car – https://www.carwow.co.uk/
Views: 245279 carwow
Buying a car vs leasing a car is the video for today. You must understand the differences between buying a car and leasing a car since it is necessary. Leasing a car vs buying a car pros and cons. After this video you should know about buying a car vs leasing a car. Financial Education Twitter Page https://twitter.com/givemethegoodz My favorite book on Investing http://amzn.to/2cDS2ZY My second Favorite book on Investing http://amzn.to/2cQqPDD My favorite book on business http://amzn.to/2cfY71k My favorite Personal Finance http://amzn.to/2ckIqUE My favorite movie about the stock market http://amzn.to/2cQLLx1 My second favorite movie about the stock market http://amzn.to/2cGyxhL My favorite movie about business http://amzn.to/2cGzLcI Awesome Camera I use http://amzn.to/2cGznuW Professional Microphone I use http://amzn.to/2d5eLh5 Nice affordable Tripod I use http://amzn.to/2cfXPaD Bright lighting set I use http://amzn.to/2cQMw9B Laptop I use to Edit http://amzn.to/2d5dJ4U Camera I use for professional business photography http://amzn.to/2ckGLP6 Drone I use for my Business http://amzn.to/2ctNlAw
Views: 112546 Financial Education
Learn How To Calculate A Mortgage Payment Using The Quicken Loan Mortgage Calculator! Video by Certified FICO Professional Calvin O'Neal Russell Jr. If you have any questions, be sure to email me [email protected] Free Credit Report Evaluation - https://the850club.com/coachme ***Easy Dispute Letters*** - https://the850club.com/dispute/ ***New E-Book*** - https://goo.gl/ZGaq89 Also, Get My Free E-Book Now: www.the850club.com/ebook Save $30 On My Personal One-On-One Credit Consultation http://www.itsmyturn.gr8.com/ Get Approved Now From A Local Bad Credit Auto Loan Bank https://goo.gl/6PQDY2 Best Secured Cards - https://goo.gl/iMr3Ez Get Your Equifax & Transunion Report/Score For Free: https://goo.gl/m3E9mB Get Your 3 FICO Scores & Reports Now At: https://goo.gl/ivLOSi Credit Cards That Let You Add Authorized Users: https://goo.gl/rcaGZ6 Easy Approval Personal Loan: https://goo.gl/Bqy6Z6 Camera Used To Make Video http://amzn.to/2lhbth1 Tripod Used For Video http://amzn.to/2lNEuO9 Website: www.the850club.com Facebook: www.facebook.com/850club Office: 877.205.7771 Email: [email protected] Addtl: Buy, Finance, Lease, Car, Dealership
Views: 1286 850 Club Credit Consultation, LLC
In this special episode, we examine the age-old question: is it better to buy or lease a car? Tune in for new episodes every Monday, Tuesday and Thursday! Watch More Stuff You Should Know on TestTube http://testtube.com/stuffyoushouldknow Please Subscribe to Stuff You Should Know http://www.youtube.com/subscription_center?add_user=joshandchuck Watch More http://www.youtube.com/JoshAndChuck Twitter http://twitter.com/SYSKPodcast Facebook http://facebook.com/StuffYouShouldKnow Google+ http://google.com/+joshandchuck Stuff You Should Know Website http://stuffyoushouldknow.com
Views: 327099 Stuff You Should Know - HowStuffWorks
A huge number of UK buyers choose to fund their dream cars through a finance deal. With so many ways to finance a car, how do you work out which works best for you? In this Top 10 guide, I sift through the acronyms to explain each of the methods available, and the pros and cons of each. Subscribe to carwow on YouTube – http://www.youtube.com/c/Carwow?sub_confirmation=1 Read more about car finance in our in-depth guide – https://www.carwow.co.uk/guides/financing/car-finance-guide Awkward haggling is a thing of the past with carwow. Choose your perfect car with our configurator tool and let the country’s best dealers compete over you. Compare the five best offers by price, location and dealer ratings and choose the one that’s right for you – no hassle, no haggling, just a great deal. Visit our site to save money on your new car – https://www.carwow.co.uk/
Views: 241871 carwow
ACCA F9 Discounted Cash Flow Further Aspects, Lease versus Buy Free lectures for the ACCA F9 Financial Management To benefit from this lecture, visit opentuition.com to download the free lectures notes used in the lecture and access all our free resources including all F9 lectures, practice tests and Ask the Tutor Forums. http://opentuition.com/acca/f9/ Please go to opentuition to post questions to ACCA F9 Tutor, we do not provide support on youtube. *** Complete list of free ACCA F9 lectures is available on http://opentuition.com/acca/f9/ ***
Views: 8433 OpenTuition
I split the delivery video up into 2 episodes. This is me driving home, talking about why I'm doing this. I also go over the financials and owners versus leasing. Go see Justin Land at Weikert Ford: http://www.weikertford.com/ 863-528-1129 Cell Join Our Closed Facebook Group of Like-Minded Obsessed People: https://facebook.com/groups/obsessedgarage Podcast: http://obsessedgarage.com/podcast/ Obsessed Garage Store: https://www.obsessedgaragestore.com/ Website: http://www.obsessedgarage.com Facebook: https://www.facebook.com/obsessedgarage/ Instagram: https://www.instagram.com/obsessedgarage Twitter: https://twitter.com/Obsessed_Garage Stay tuned for more crazy!
Views: 53412 Obsessed Garage
http://www.birdi.ca Not sure if you should purchase or lease a vehicle in your business? You have come to the right place, find out the differences between the two options, and which is the best option for you! Birdi Chartered Professional Accountant www.birdi.ca Follow us on Twitter: https://twitter.com/birdicpa Add us to Google Plus: https://plus.google.com/+BirdiCharteredProfessionalAccountantBrampton Read our blogs at: http://www.birdi.ca/blog Ask a Question on our forum: http://www.birdi.ca/forum View our tax preparation services: http://www.birdi.ca/services Disclaimer The information provided on this video is intended to provide general information. You should consult with a tax professional to full determine the scope of your situation, Gurrai Birdi and Birdi Chartered Professional Accountant shall not be held liable from usage of the information provided on this page.
Views: 7322 Birdi Chartered Professional Accountant
Install our android app CARAJACLASSES to view lectures direct in your mobile - https://bit.ly/2S1oPM6 Join my Whatsapp Broadcast / Group to receive daily lectures on similar topics through this Whatsapp direct link https://wa.me/917736022001 by simply messaging YOUTUBE LECTURES Did you liked this video lecture? Then please check out the complete course related to this lecture, FINANCIAL MANAGEMENT – A COMPLETE STUDYwith 500+ Lectures, 71+ hours content available at discounted price(10% off) with life time validity and certificate of completion. Enrollment Link For Students Outside India: https://bit.ly/2PmYtDf Enrollment Link For Students From India: https://www.instamojo.com/caraja/financial-management-a-complete-study-online/?discount=inyfmacs2 Our website link : https://www.carajaclasses.com Indepth Analysis through 300+ lectures and case studies for CA / CFA / CPA / CMA / MBA Finance Exams and Professionals ------------------------------------------------------------------------------------------------------------------------ Welcome to one of the comprehensive ever course on Financial Management – relevant for any one aspiring to understand Financial Management and useful for students pursing courses like CA / CMA / CS / CFA / CPA, etc. A Course with close to 300 lectures explaining each and every concept in Financial Management followed by Solved Case Studies (Video), Conversational Style Articles explaining the concepts, Hand outs for download, Quizzes and what not?? ------------------------------------------------------------------------------------------------------------------------ This course is about Financial Management. By taking up this course, you will have opportunity to learn the all facets of Financial Management. Knowledge on Financial Management is important for every Entrepreneur and Finance Managers. Ignorance in Financial Management can be disastrous because it would invite serious trouble for the very functioning of the organisation. This is a comprehensive course, covering each and every topic in detail. In this course,you will learn the Financial Management basic concepts, theories, and techniques which deals with conceptual frame work. Following topics will be covered in this course a) Introduction to Financial Management (covering role of CFO, difference between Financial Management, Accounting and other disciplines) b) Time Value of Money c) Financial Analysis through Ratios (covering ratios for performance evaluation and financial health, application of ratio analysis in decision making). d) Financial Analysis through Cash Flow Statement e) Financial Analysis through Fund Flow Statement f) Cost of Capital of Business (Weighted Average Cost of Capital and Marginal Cost of Capital) g) Capital Structuring Decisions (Capital Structuring Patterns, Designing optimum capital structure, Capital Structure Theories). h) Leverage Analysis (Operating Leverage, Financial Leverage and Combined Leverage) I) Various Sources of Finance j) Capital Budgeting Decisions (Payback, ARR, MPV, IRR, MIRR) k) Working Capital Management (Working Capital Cycle, Cash Cost, Budgetary Control, Inventory Management, Receivables Management, Payables Management, Treasury Management) This course is structured in self learning style. It will have good number of video lectures covering all the above topics discussed. Simple English used for presentation. Take this course to understand Financial Management comprehensively. Mandatory Disclosure regarding course contents: This course is basically a bundle of following courses: a) Time Value of Money b) Cash Flow Statement Analysis c) Fund Flow Statement Analysis d) Finance Management Ratio Analysis e) Learn how to find cost of funds f) Learn Capital Structuring g) Learn NPV and IRR Techniques h) Working Capital Management. If you are purchasing this course, make sure you don't purchase the above courses. Also note, this course is also bundled in comprehensive course named Accounting, Finance and Banking - A Comprehensive Study. So if you are purchasing above course, make sure you don't purchase this course. • Category: Business What's in the Course? 1. Over 346 lectures and 48 hours of content! 2. Understand Basics of Financial Management 3. Understand Importance of Time Value of Money 4. Understand Financial Ratio Analysis 5. Understand Cash Flow Analysis 6. Understand Fund Flow Analysis 7. Understand Cost of Capital 8. Understand Capital Structuring 9. Understand Capital Budgeting Process 10. Understand Working Capital Management 11. Understand Various sources of Finance Course Requirements: 1. Students can approach with fresh mind Who Should Attend? 1. Any one who wants to learn Financial Management comprehensively 2. MBA (Finance) students 3. CA / CMA / CS / CFA / CPA / CIMA
Views: 19451 CARAJACLASSES
Learn the differences between buying and leasing a car to help decide which is best for you and your lifestyle. Learn more about Ford Finance here: http://ford.to/Finance Discover more Auto Finance videos here: http://ford.to/2zZaVEc SUBSCRIBE: http://ford.to/SubscribeFordMotorCompany #Ford About Auto Finance 101: Discover all you need to know about auto finance, from learning what credit is, to figuring out what you need to do when your lease ends. Connect with Ford: http://ford.to/FordMotorCompany Facebook: http://ford.to/FordMotorCompanyFB Twitter: http://ford.to/FordCreditTW Instagram: http://ford.to/FordMotorCompanyIG Ford Social: http://ford.to/FordMotorCompanySocial About Ford: The official YouTube channel for Ford Motor Company. Subscribe for weekly videos showcasing our vehicles, innovation and stories that inspire you to go further. Our videos are here for your entertainment, and you are welcome to use the share and embed links for all our videos, but the videos themselves are property of Ford Motor Company. You are not permitted to download any video and re-upload under any circumstances without written consent from Ford Motor Company. Auto Finance Basics: Buy or Lease? | Auto Finance 101 | Ford https://www.youtube.com/user/Ford
Views: 922132 Ford Motor Company
(701) 772-7211 -- Chevrolet Buick GMC Cadillac (701) 746-2020 -- Honda Nissan http://www.rydellcars.com Jim Lynch of Rydellcars.com explains the benefits of leasing a vehicle vs. buying in this short 3 minute video. He will explain many factors of leasing, including: Lease payments, terms, as well as the 3 great options available to the consumer at the end of the lease contract (Trade, Buy or Return). Also discussed: vehicle depreciation, equity, vehicle maintenance expense and a short term trade cycle. Facebook: http://www.facebook.com/Rydellcars Twitter: http://www.twitter.com/Rydellcars Instagram: http://www.instagram.com/rydellcars Rydell Chevrolet Buick GMC Cadillac 2700 S Washington St Grand Forks, ND 58201 701-772-7211 Rydell Honda Nissan of Grand Forks 3220 S Washington St Grand Forks, ND 58201 701-746-2020 Rydellcars is Grand Forks, ND and Fargo, ND's Chevrolet, Buick, GMC, Cadillac, Honda & Nissan dealer featuring a great selection of New, Used, and Certified Pre-Owned Cars, Trucks, and SUVs. Rydellcars is conveniently located in Grand Forks, ND and services the surrounding North Dakota & Minnesota communities, such as; Fargo, Minot, Bismarck, Williston, Oslo, and Bemidji. Rydellcars prides itself on excellent customer service. Whether you are taking advantage of a great APR Rate, Lease Special, Purchase Price, this Grand Forks / Fargo, North Dakota dealer will assist with your next purchase all while assuring a hassle free car buying experience as well as great service after the sale.
Views: 212728 Rydell Chevrolet Buick GMC Cadillac of Grand Forks
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Views: 178675 Tanner J Fox
This video shows how the lessee would account for a lease classified as a finance lease under the new lease accounting rule. The lessee would initially recognize a right-of-use asset and a liability for the lease payments. The right-of-use asset is amortized over time, while the lease liability is reduced when lease payments are made and increased as interest effectively accrues on the lease liability. Edspira is your source for business and financial education. To view the entire video library for free, visit http://www.Edspira.com To like Edspira on Facebook, visit https://www.facebook.com/Edspira To sign up for the newsletter, visit http://Edspira.com/register-for-newsletter Edspira is the creation of Michael McLaughlin, who went from teenage homelessness to a PhD. The goal of Michael's life is to increase access to education so all people can achieve their dreams. To learn more about Michael's story, visit http://www.MichaelMcLaughlin.com To follow Michael on Twitter, visit https://twitter.com/Prof_McLaughlin To follow Michael on Facebook, visit https://www.facebook.com/Prof.Michael.McLaughlin
Views: 18876 Edspira
Watch more How to Buy a Car videos: http://www.howcast.com/videos/398584-How-to-Buy-a-Car-Off-a-Lease If your lease is almost up, but you'd like to keep your vehicle, learn how to negotiate with your bank to purchase your car off a lease. Step 1: Check your paperwork Check the lease papers to see whether a buyout amount is listed. Find the car's residual value, plus a purchase-option fee. Typically, the purchase-option fee is $300 to $600. Tip You can also buy your car before the lease ends. This is called an early buyout and is typically more complicated than a lease-end buyout because of pricing factors. Check with your bank or lease holder for more information. Step 2: Determine market value Look at the Kelley Blue Book to determine your car's fair market value. Compare the market value to the residual value to see if you'd be getting a good deal. Tip Check with your leasing company to make sure your buyout will not be considered an early termination of the lease. Step 3: Negotiate a price Discuss pricing and buyout options with your dealer or leasing company. Ask about other incentives, such as eliminating the purchase-option fee or a discount lease buyout financing. Step 4: Shop around for financing Shop around for the best financing rates on a lease-buyout loan. Your current leasing company may not offer the best rate, so it pays to look elsewhere. Step 5: Be persistent Be persistent with the leasing company. After all, if you simply returned the car, they could only expect to get a wholesale price at a dealer auction. Explain to them that it's a win-win situation. Did You Know? In 1908, a Ford Model T cost $850. Four years later the price dropped to $550.
Views: 10756 Howcast
One of the questions we deal with the most is: Should I purchase or lease a New Car? This video gives you a completely unbiased look at that and gives you an example of what it would look like on a brand new Ford Escape. Goes over the Pros and Cons of Leasing a vehicle and also Pros and Cons of Purchasing Video Gear We Use… 4K Camera - Panasonic GH5 - http://amzn.to/2pODDzb Panasonic Lens - http://amzn.to/2ra3JAN 4k Camera - DJI Osmo - http://amzn.to/2mFwEex 4K Action Camera - GoPro Hero 5 - http://amzn.to/2nlNqfP Drone - DJI Mavic Pro - http://amzn.to/2n77cdq Audio Gear We Use… Rode Video Mic Pro - http://amzn.to/2mFAHaJ Rode Link Wireless - http://amzn.to/2mFqxHa GoPro Microphone Adapter - http://amzn.to/2n8vfcB This is Town and Country TV! We are dedicated to showing you videos of all types of cars and trucks. We are a Ford Dealership in Birmingham Alabama, but we will never use this channel to try and sell you a car. We use our knowledge of Ford vehicles to show you great videos of the cars and trucks we get to work with! Make sure to subscribe to our channel! You will be glad you did! Subscribe to our Youtube channel --- http://bit.ly/WgHvlH Visit our Youtube Channel --- http://bit.ly/W7j8GJ Facebook --- http://on.fb.me/11ewgme Website --- http://bit.ly/VYa8UR Twitter --- http://bit.ly/1386a5z Town & Country Ford 5041 Ford Parkway, Bessemer, AL 35022 (205) 491-0000
Views: 26543 Town and Country TV
This video is about Buying Vs Leasing TRUCKING VIDEOS - https://www.youtube.com/watch?v=z1v26pAtvAM&list=PLGFwf591RGTEI3FaSxcD9yZU8zrM8ApYS 15 Must-Know Tips When Considering Becoming A Leased Owner Operator https://blog.bigroad.com/bid/283606/15-Must-Know-Tips-When-Considering-Becoming-A-Leased-Owner-Operator ---------------------------------------------------------------------------------------- This channel is hosted by Tune Goodwin as an extension of the YBETV brand. Y.B.E.T.V is short for young black entrepreneur television. YBETV is created to innovate,empower and entertain the world for the better. Informative blogs,comedy skits, cooking videos and more. FOLLOW ME ON TWITTER : @YBETV_TUNE OR JUST CLICKED ON HERE https://twitter.com/YBETV_TUNE follow me on facebook https://www.facebook.com/TuneG49 like the ybetv page. https://www.facebook.com/Ybetv/?fref=ts
Views: 20512 YBE TV
Learn to budget, beat debt, & build a legacy. Visit the online store today: https://goo.gl/GjPwhe Subscribe to stay up to date with the latest videos: http://www.youtube.com/user/DaveRamseyShow?sub_confirmation=1 Welcome to The Dave Ramsey Show like you've never seen it before. The show live streams on YouTube M-F 2-5pm ET! Watch Dave live in studio every day and see behind-the-scenes action from Dave's producers. Watch video profiles of debt-free callers and see them call in live from Ramsey Solutions. During breaks, you'll see exclusive content from people like Rachel Cruze, and Chris Hogan, Christy Wright and Chris Brown —as well as all kinds of other video pieces that we'll unveil every day. The Dave Ramsey Show channel will change the way you experience one of the most popular radio shows in the country!
Views: 87227 The Dave Ramsey Show
You are faced with the anxiety inducing dilemma of whether to buy or lease. See which type of driver you are to find a clear winner in this tough and costly decision in this CR Face-Off. Check out http://www.ConsumerReports.org for the latest reviews, tips, and recommendations and subscribe to our YouTube Channel: http://bit.ly/1Nlb1Ez Follow Us on Social: Facebook: http://on.fb.me/1IQ2w5q Twitter: http://bit.ly/1Yf5Fh2 Pinterest: http://bit.ly/1P37mM9 Instagram: http://bit.ly/1I49Bzo Vine: http://bit.ly/1Nlbkz7 Periscope: http://bit.ly/1OrsKrs Google+: http://bit.ly/1Md3gfQ
Views: 94754 Consumer Reports
In this video, I talk to you about the main differences between leasing and financing a car! Both are great options for buying a car, but each of them has different upsides and downsides. The truth is that leasing is cheaper in the short run, but more expensive in the long run. Leasing will also allow you to afford a more expensive car than financing will; however, you will never actually OWN the car when leasing. CONNECT WITH ME: Instagram - https://www.instagram.com/mikechimmy/ SUBSCRIBE TO MY CHANNEL: https://youtube.com/subscription_center?add_user=helpfuldiy FREE DIY ADVICE EBOOK: https://gumroad.com/l/vFujc Disclaimer: Some of the links in this description may be affiliate links. All opinions are my own.
Views: 5274 Helpful DIY
Accounting for a capital lease with a bargain purchase option, showing how to setup and calculate the lease amortization schedule (using the effective interest method) for each lease payment plus the bargain purchase option payment and how to record the lease (using T Accounts) for the lessee and lessor, each lease payment includes three elements, (1) executory costs (maintenance, taxes, etc.), (2) fnancing cost (interest expense) and (3) reduction lease liability, capitalize as a leased asset (present valve of minimum lease payments plus present value of bargain purchase option), lease financing cost (incremental interest borrowing rate x beginning period carrying value of the lease), reduction of lease liability (minimum lease payment - interest cost for the period = principal reduction of lease liability for the period), annual depreciation for a bargain purchase is based on the economic life of the leased asset, ownership transferred to lessee at end of lease, remaining book value of lease to be depreciated (capital lease asset value - accummulated depreciation on lease = remaining amount to be depreciated), balance sheet journal entries for both lessee and lessor for the shown in T Accounts, detailed accounting example by Allen Mursau
Views: 23465 Allen Mursau
Thank you friends to support me Plz share subscribe and comment on my channel and Connect me through Instagram:- Chanchalb1996 Gmail:- [email protected] Facebook page :- https://m.facebook.com/Only-for-commerce-student-366734273750227/ Unaccademy download link :- https://unacademy.app.link/bfElTw3WcS Unaccademy profile link :- https://unacademy.com/user/chanchalb1996 Telegram link :- https://t.me/joinchat/AAAAAEu9rP9ahCScbT_mMA
Views: 18019 study with chanchal
Similarities and differences. Even if you lease, you want to know the price and interest rate. Here is the spreadsheet https://www.dropbox.com/s/27zcj2k0fpwc2j4/car_buy_lease_0927.xlsx. Visit our website for more finance videos! http://www.bionicturtle.com
Views: 10154 Bionic Turtle
Accounting for a capital lease with a guaranteed residual value, showing how to setup and calculate the lease amortization schedule (using the effective interest method) for each lease payment plus the guaranteed residual value and determine the lease capitalization criteria (if one or more of criteria is met), (1) lease transfers ownership of property to lessee (at end of lease), (2) lease contains a bargain purchase option (guaranteed residual value), (3) lease term is equal to 75% or more of the estimated economic life of the leased property and (4) pesent value of the minimum lease payments (excluding executory costs) equals or exceeds 90% of the fair value of the leased property), each lease payment includes three elements, (1) executory costs (maintenance, taxes, etc.), (2) fnancing cost (interest expense) and (3) reduction lease liability, capitalize as a leased asset (present valve of minimum lease payments plus present value of bargain purchase option), lease depreciation with bargain purchase option, the depreciable life is the assets economic life otherwise the depreciable life is the lease term, detailed accounting example by Allen Mursau
Views: 16560 Allen Mursau
What are the pros and cons of a solar lease compared to purchasing them outright? In this video, I will explain some of the differences between the two options and why you might choose one over the other. There is no wrong way to go solar but there are significant differences that you need to be aware of. Some of those differences are: Who gets credit for the energy produced? Who gets the rebates and incentives and tax credits? What costs are there up front? Does it increase my home value? Are there hidden things I need to know about? What happens if I want to sell my home? Which option is more predictable? Please help support my channel! Here are a few ways: ** Check out my favorite solar kits at Kits.com ** https://kit.com/LDSreliance ** Donate to my Patreon for perks and news ** https://www.patreon.com/LDSreliance ** Subscribe to my channel for more great content ** https://www.youtube.com/LDSreliance
Views: 10053 LDSreliance
We explain the differences between the main types of new & used car finance: PCP finance, HP (hire purchase) and car leasing. If you need to replace your car or other vehicle then two popular forms of car finance are hire purchase (HP), and personal contract purchase (PCP, a form of leasing) . Under these options the finance company owns the car while you make the regular payments. So, what’s the difference between them? With HP you are working to towards final ownership of the car. With PCP you can delay the decision to own the car until the very end. In fact with PCP there are 3 final outcomes to choose from: - Hand the car back with no further costs - Part exchange the car as part of a new PCP deal - Purchase the car outright with a final “balloon payment” If you have no desire to ever own the car then a car lease deal (either a PCP or personal contract hire PCH arrangement) could be the most cost effective way of getting a new car. Also keep in mind that choosing a car brand that depreciates more slowly could also help to keep your monthly costs down – after all with a long term rental /car lease what you’re really paying for is the depreciation of the car plus some interest. ------ ▶️ ON OUR WEBSITE & "MONEY MATTERS" BLOG - Car Finance: http://www.solution-loans.co.uk/car-finance/ - How to Buy a Used Car using car finance: http://www.solution-loans.co.uk/blog/buy-used-car-using-car-finance/ - 6 reasons why people use car finance: http://www.solution-loans.co.uk/blog/6-reasons-why-people-use-car-finance/ - Why young drivers are leasing cars: http://www.solution-loans.co.uk/blog/younger-drivers-car-leasing-not-buying/ ------ ▶️ SOCIAL Like us on Facebook: https://www.facebook.com/SolutionLoansUK/ Follow us on Twitter: https://twitter.com/solutionloansuk Follow us on Instagram: https://www.instagram.com/solutionloans/ Google+: https://plus.google.com/u/0/103901063561291091016 Website: https://www.solution-loans.co.uk/ Subscribe to our YouTube channel: http://bit.ly/solutionloansYT ------ ▶️ ABOUT SOLUTION-LOANS.CO.UK Solution Loans is a leading UK online credit broker. We started in 2005 with the express mission of providing people with information and online tools to help them make smarter financial decisions. We're fully authorised and regulated by the Financial Conduct Authority (FCA). Our credit broking service is FREE to use; there are NO UPFRONT FEES. In most situations the deals you will get will be AS GOOD AS GOING DIRECT, although you should also have more choice than if you went direct.
Views: 6071 Solution Loans
In this video I will explain the lease, types of lease, lease/purchase decision analysis and Operating Lease. In the next video I will continue with Capital Lease analysis. Here is the link to Financial Accounting Standards Board (FASB) statement number 13 that outlines four criteria that classifies operating and capital lease (please read page 8 section “Criteria for Classifying Leases” of the statement) http://www.fasb.org/resources/ccurl/62/358/fas13.pdf
Views: 1911 F. Tayari